The decision to file bankruptcy is not easily made. Quite often, it’s filled with stress and sleepless nights to determine whether bankruptcy is indeed the best path. However, bankruptcy is not a simple process and is often met with many roadblocks. Additionally, you may also need to consider an affordable bankruptcy attorney to ensure the process is correctly handled. There are many benefits to hiring an attorney, which can help ease the stress from filing.

1.) At times bankruptcy may not be your only option. Talking with a professional bankruptcy attorney can direct you to available options and ensure you’re on the right path. The goal is to get a fresh financial foundation to alleviate the stress and pressure from creditors. An attorney provides the greatest insight.

2.) A home foreclosure can be devastating, and if you wait too long to file bankruptcy, it could be too late to save your home. If you own property or other major assets, it’s best to talk with an attorney before the pressure becomes too great. The right form of bankruptcy can protect these investments.

3.) If you’re confused about the types of bankruptcy to file, an attorney can provide you with necessary information. Each has benefits for specific consumers; you’ll need to understand the minute details to correctly file.

There square measure masses career choices vacant for the youth in today’s world. From engineering, building organization, MBBS, construction, event management, teaching, banking sector to interior coming up with, one will choose any alternative that suits his or her interests. Though, the sector that has magnetised an enormous mass of throng since years is that the government sector. the most important reason being this is often job security, that isn’t proffered by the non-public sector jobs. during this impulsive world, wherever you’ll drop employment any minute, the govt sector could be a main respite which is why bulk of individuals prefers Sarkari Naukri is that the best to try and do. Though, there square measure various mediums designed by the govt to use individuals for varied jobs. for instance, exams square measure accomplished by specific banks for entry into the banking sector and SSC (Staff choice Commission) is cluster to recruit to non-technical and technological teams within the government of Asian nation.

Bank exams: Bank exams square measure accomplished by the actual banks. They work as a medium for entry into various banks of Asian nation. AN interview sitting follows the communication supported that the ultimate employment is completed for the required post. the most profit during this profession field is that student from any instructional background will apply for the positions. it’s a story that solely students from commerce background is recruited for the positions. Anyone will provide the bank exams and solely the most effective of best gets chosen for the specified posts.

SSC Exams: Staff choice commission is another means that to pick out candidates for the various departments of the govt. it’s cluster to use technical (group c) and non-gazette -technical and non-technical (group B) for various posts within the government sector. It performs examination everywhere Asian nation for choice for various posts. There square measure various regional and sub regional offices of the commission that guarantee and manage the work of SSC. SSC Exams square measure terribly robust and if you would like to induce chosen in it you’ve got to organize months before as clearing this communication isn’t that straightforward.

Thus, SSC communication and Bank exams, draw a bead on at recruiting qualified candidates for playacting add various fields of the govt sector. They method for accomplishment is simply unbiased and is completed alone supported the performance of the individual within the examinations and also the interview spherical. So, if you furthermore mght need to offer these exams then you’ll apply for them.

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US immigration laws are fine tuned to welcome foreigners as immigrants and non-immigrants. But at the same time they are allowed only after comprehensive scanning of documents in either case. Often people who apply for US visa get struck with the denial of their visa for many reasons. The most common visa refusal is under the section 221-g. A refusal will be accompanied by a refusal clause from the embassy which will state the reason for refusal.

What is 221g?
Visa applicants are ineligible under section 221g because the applicant failed to carry some essential information or document, or some further process or analysis by the consulate office or another U.S. government agency must be accomplished. During the interview the consular will advise the applicant on additional steps to getting together the correct documents.

Color Codes of 221g
When the consulate finds the visa applicant temporarily ineligible to get the visa then the applicant will be given a refusal form in a particular color while those whose visa is rejected will be given a refusal form in different color.

A simple BLUE form of 221g indicates that the consulate is in need for extra supporting documents of the applicant or the sponsor of the applicant is required by them to take a decision on Visa Issuance. A case Number is Marked on this Form for the applicant to have further communication.

A PINK form of 221g means that the applicant”s case is put forth for further Administrative Processing. The applicant will be given a Reference ID for him/her to track the details of case online. This is mostly issued if they are not satisfied about the current employer or Work Experience related information or any other issues related to the applicant”s qualification or other issues beyond our Knowledge.

A WHITE form is a complex category of 221G.They return the Case to USCIS for further Verification. (Reason of doubt not known).
A YELLOW form of 221g means general administrative processing. They just want make sure that all documents provided by you and the employer are genuine

NO CODE – NO FORM: not given any Handout or any Code, but the Case been referred to USCIS for further Processing.

After 221g
Often 221g indicates that the applicant wants to submit more documentation to support the information that is been already provided. The applicant will be informed at the time of application/interview what supplementary information is required and be given a chance to resubmit the application.

In order to submit supplementary documents, individuals refused a visa under Section 221(g) need to reapply for a visa during regular working hours. Applicants may reapply within a twelve-month period without repaying a new application fee. After one year, an application refused under Section 221(g) is dismissed by the INA.

Mistakes are Common
If USCIS denied the application or petition based on a misinterpretation or improper application of a law, guideline or related case law, then it”s not likely that the typical applicant will be able to spot this type of mistake. In any situation where the applicant is eligible for the immigration benefit demanded and was mistakenly denied, the applicant should pursue legal opinion. Based on the individual”s particular state of affairs, the applicant may be able to appeal the USCIS decision, submit a signal to reopen or reexamine the denial, or simply to re-file the application.
So, if you have received a rejection notice from USCIS, get your immigration case reviewed first. Nonetheless of the outcome of the review, in the end, you will have a better insight into your case and you will be educated of all your immigration options. Sometimes this education will serve as a good platform for you to file citizenship application form.

Literal meaning of severance or gratuity is a favor or gift, usually in the form of money, given in return for service. In other words a sum of money offered to certain service sector workers for a service they performed or anticipated. End of service gratuity is the amount paid by the employer to his worker for his hard work (Any exerted human effort – whether intellectual, technical or physical – in return for a wage, whether it is permanent or temporary) when the worker leaves the employment after successfully completing the stipulated years of service. Since almost 40 years, it has been one of the very important labor rights of the worker which employee is entitled to receive after serving employer for number of years.

The federal law no. 8 of 1980 of United Arab Emirates provides the provisions regarding the end of service gratuity. The present article discusses the said provisions including the calculation of the gratuity amount according to the salary of the worker and the number of years he has served a particular employer.

Law provides that an employee who completes one year or more in continuous services with the employer shall be entitled to gratuity at the end of the service. The gratuity shall be calculated on an annual basis if the employee has actually completed one year or more. The day of absence from work without pay shall not be included in calculating the total period of service. However, if the employee has completed one year then he will be entitled to gratuity for the fraction of the year proportional for the part of the year he spend in work provided that he has completed one year in continuous service.

Basic wage taken as a base for the calculation of gratuity is the salary last received by the employee before the termination of the employment contract. A basic wage means anything received by the employee as a wage excluding housing, transport, travelling allowances and overtime, family allowances entertaining allowances and any other bonus etc. This wage will be the basis for calculation of the gratuity for all the years during which the employee works for the employer calculated at the rate advised hereunder.

The severance pay shall be calculated as described in labour law such as 21 days remuneration for each year of the first 5 years of service and 30 days remuneration for each additional year of service provided that total amount of severance pay shall not exceed 2 years remuneration. Without prejudice to the laws provided in relation to the granting of pension or retirement benefits to employees. Severance pay shall be calculated on the basis of the remuneration last due to the worker for those who are paid on daily, weekly and monthly basis and on the average basis of the daily remuneration for those who are paid at piece rates basis.

After finding out the monthly wage of the worker, the wage per day can be found out by dividing the monthly wage amount by the number of working days of the month. Once we find the wage per day the next step would then be calculating the wage per 21 days and the wage per 30 days.

The above calculations shall hold good for workers of having limited employment Contracts. The exception to the rule is that gratuity is not granted in case the worker breaches the employment contracts by leaving work prior to expiry of the contract. Where the Employment Contract is of an unlimited nature, the gratuity amount is less if the worker leaves the employment on his own choice. Where the period of service of the worker varies from at least one completed year and at the most three completed years then the worker is entitled to one – third of the end of service gratuity. Where the worker has served for a period of three years at least and five years at most, he shall be entitled to two thirds of the said gratuity and to the full gratuity where the continuous period of service exceeds five years.

1. Where the Employer terminates the service of the worker on one of the below mentioned grounds:

a. In case the worker assumes false identity or nationality, or submits false certificates or documents.

b. In case the worker is under probation, and the dismissal occurs during or at the end of the probation period.

c. In case the worker commits an error resulting in colossal material losses to the employer, provided that the Labor Department is notified of the incident within 48 hours of the knowledge of the occurrence thereof.

d. In case the worker violates the instructions related to the safety at work or in the work place, provided that such instructions be written and posted in a prominent location, and that he is notified thereof should he be illiterate.

e. In case the worker fails to perform his main duties in accordance with the employment contract, and further also fails to remedy such failure despite a written investigation on the matter and a warning that he will be dismissed in case of recidivism.

f. In case the worker divulges any of the secret of the establishment where he works.

g. In case the worker is convicted in a final manner by the competent court in a crime of honor, honesty or public ethics.

h. In case the worker is found in a state of drunkenness or under the influence of a narcotic during work hours.

i. In case the worker assaults the employer, responsible manager or co – worker during work hours.

j. In case the worker is absent without valid cause for more than twenty non – consecutive days in one year, or for more than seven consecutive days.

2. Where a worker leaves the employment without notice in case of unlimited/ undetermined employment contracts except in following cases:

a. In case the employer breaches his obligations towards the worker, as set forth in the contract or the law.

b. In case the employer or the legal representative thereof assaults the worker.

3. Where the worker leaves employment before the expiry of the term of the employment contract except in the following cases:

a. In case the employer breaches his obligations towards the worker, as set forth in the contract or the law.

b. In case the employer or the legal representative thereof assaults the worker.

Apart from this deduction from the ESG is also allowed where there is an amount of the worker due towards the employer i.e., loan etc.

An employee may be deprived of his/her gratuity if he/ she has been dismissed for one of the reason stated in article 120 Or if left job without notice in clauses other than mentioned in article 121 of UAE labour law and if he terminates the limited contract before the completion of the contract.

The parties may agree for payment of gratuity at a certain time to the employee for the years during which the employee served the employer and to start with new employment contract for the future. However, this agreement should be clearly stated, acknowledged and agreed between the employee and employer whereby gratuity will be paid for the preceding period.

The employee’s wage and other legal benefits including the end of service gratuity is considered a superior debt and the employee shall have a lien over any movable or immovable property owned by the employer.

United Arab Emirates is rapidly progressing towards global standards therefore it is important to ensure that governing laws are adequate to handle the business environment and employment relations. There is a famous law maxim that “the law is never static; it is always changing, being interpreted or redefined, as regulators and judges strive, with varying degrees of success, to ensure that the law constantly reflects changes in society itself”.

The changing of laws in certain areas of UAE labour law in relation to the end of service benefits, calculation of gratuity, will certainly ease the way of settlement and lessen the jeopardy of litigation. In order to do this, there should be a consideration of the law and its main sources as well as discussion of how these laws can and must change to reflect the needs of society. There will be an assessment of the relationship between the law and social change and an evaluation of the success of regulators and judges to ensure that the law reflects these changes.

Author : Mr. Adnan Ashraf esq.
Source : Employment Benefits – End of Service Gratuity

Public sector jobs square measure invariably most popular the foremost by the commoner and also the disadvantaged. the employment of multiple channels for causing data on accomplishment is to create positive that the commoner is usually tuned in to the opportunities through a method or the opposite. as an example, SSC on-line provides data on accomplishment in through SSC. SSC additionally provides announcements for accomplishment through newspapers and radio too. The commoner is influenced by the govt. jobs as they furnish them a secure job and supply of cash even once retirement. they will additionally get promoted once serving for sure amount. accomplishment for state jobs square measure done through UPSC, SSC, IBPS, PSC, etc. Jobs for all: Public sector jobs square measure offered for everybody. a person UN agency has completed primary education may also apply. people will apply for jobs betting on their academic qualification as every position has sure necessities and eligibility criteria. Public sector jobs are offered for people UN agency have physical incapacity. There square measure sure positions which will be crammed solely by the physically disabled. each position has seats reserved for the SC/ST and OBC class that can’t be crammed by the overall class. Jobs below central government recruit through IBPS, UPSC and SSC. the roles below the government square measure nonheritable through the state’s Public Service Commission. The central government jobs will have positions anyplace in India. Announcements: The announcement on accomplishment is distributed by the govt. through radio, TV, newspapers, and government in hand sites on the web. this is often to make sure that the message is usually detected, a bonus of getting completely different styles of media. Example, the SSC on-line website provides data on the examination dates and pointers. Application and preparation process: The online system of applying for the general public sector jobs has created the method simple and quick. Application may be done offline for those that don’t have any access to web and have restricted information on victimisation computers. SSC on-line is that the website specifically meant for individuals to use on-line for the roles. The preparation for the govt. jobs ought to begin well prior to to the test. the govt. job exams principally tests the individual’s mathematical skills and public knowledge. The preparation months before the test provides enough time for associate individual to master the mathematical skills and improve his/her public knowledge. The UPSC, SSC, IBPS and PSC exams all have similar pattern. Public sector jobs square measure supported unbiased marking. this is often as a result of the individual is unknown to the examiner. The applicant’s ability doesn’t depend upon the performance within the past, however within the means he has performed within the exams. that the individual has to focus solely on the exams for obtaining a government job.


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Get urgent $ 400 my cash Honolulu Hawaii within overnight Get $700 tonight fast wire transfer. You can also apply fast $ 900 cashland cash advance San Diego, CA within one day .

Payday loans can be a true lifesaver. If you are thinking of trying to get this particular bank loan to discover you thru an economic crunch, there can be several things you need to consider. Read on for many advice and insight into the chances offered by online payday loans.

Make sure you know the charges that include the financing. It might be very easy to just receive the dollars and shape that you can be concerned about costs at another time, nevertheless they will begin piling up. Ask for the business provide you with a published assertion of the fees you have to shell out. Be sure you figure out that info prior to signing nearly anything.

Should you not have enough funds on your own verify to repay the money, a pay day loan organization will motivate you to definitely roll the amount above. This only is useful for the payday advance organization. You will end up holding your self and never being able to pay back the loan.

Do not just get your fill personal loan from your first pay day loan services that you locate. Although you may possibly recognize a handy place, it is best to assessment store for the very best prices. Making an investment only a little bit of time could save you quite a bit of funds.

An excellent tip for all those seeking to take out a cash advance, is always to prevent applying for multiple personal loans at once. It will not only make it harder that you can shell out them all again through your up coming salary, but other businesses will know when you have requested other lending options.

Restriction your cash advance borrowing to 20-5 percent of the complete income. Many individuals get personal loans for further dollars than they could at any time dream of repaying in this particular quick-word fashion. By acquiring simply a quarter from the income in loan, you are more inclined to have adequate resources to pay off this loan once your salary finally arrives.

Keep your personal safety under consideration if you must physically check out a payday financial institution. These places of economic take care of large sums of cash and they are normally in financially impoverished areas of community. Attempt to only check out while in daylight time and recreation area in extremely obvious areas. Get in when other customers may also be all around.

Tend not to be wrongly recognized that you will be free from any risk when you’ve achieved getting a payday advance. It is vital to maintain documentation a place you can observe it, and stay aware of your because of date therefore you pay off it in a timely manner. If you miss out on the thanks day, you operate the danger of getting a lot of service fees and fees and penalties put into the things you already are obligated to pay.

A greater alternative to a pay day loan would be to start off your own personal unexpected emergency bank account. Devote a little cash from each paycheck till you have an effective quantity, including $500.00 approximately. As opposed to strengthening the high-attention charges that the payday advance can incur, you might have your personal payday advance proper on your banking institution. If you have to use the dollars, commence protecting once again immediately if you happen to need to have crisis resources down the road.

If the unexpected emergency has arrived, and also you needed to utilize the help of a pay day financial institution, be sure you repay the payday cash loans as soon as you may. Lots of men and women get themselves within an a whole lot worse financial bind by not repaying the borrowed funds on time. No only these financial loans use a highest once-a-year percentage price. They likewise have expensive additional fees that you simply will find yourself spending unless you repay the loan promptly.

You may nevertheless qualify for a payday advance even if you do not have great credit history. Lots of people can usually benefit from these loans, however they don’t because of the less-than-perfect credit. Virtually all businesses will offer a cash advance to you personally, offered there is a established income source.

These looking to take out a pay day loan would be best if you leverage the competing market that is present between loan providers. There are many diverse creditors available that some will consider to offer you far better deals as a way to get more company. Make an effort to look for these provides out.

As you are doing your application for pay day loans, you might be delivering your personal information over the web with an unfamiliar destination. Knowing this may allow you to safeguard your information, like your societal safety variety. Do your homework about the loan provider you are considering before, you give anything over the web.

If you wish to create a settlement immediately, a pay day loan causes it to become probable. You just have to really know what they include, so you will find no shocks. The ideas right here can help you to be ready for the full approach. As a result, you can get a financial loan that can help you, and pay it again at the earliest opportunity.

In the event of work-related disputes, you can seek the advice of employment lawyer as this matter can be quite complicated. Keep in mind that not all lawyers are proficient to take care of cases that have something to do with employment. One should choose a NYC employment lawyer very carefully; otherwise, things would go for the worse.

Experience and knowledge in taking care of employment related cases is the first factor that a plaintiff must consider when looking for employment lawyers. Apart from the years he had spent in the service, another factor to think about is if he handled the same case in the past. This guarantees that they are capable of making techniques that will work in favor of their client as they already know the case pitfalls to prevent and benefits to use.

From time-to-time, state and federal laws are always updated. Due to these continuous changes, individuals should select New York employment lawyers who are abreast with the newest amendments in the labor laws. Chances that an employment-related litigation will flop are higher if your lawyer is providing advices based on outdated laws.

The attitude of the employment lawyer is another thing that people need to assess. Most of the time, lawyers are offering free consultations on their first meeting. This means that these lawyers are after the best interest for their clients. You can easily tell that the employment attorney NYC you’ve hired is uninterested due to the lack of passion and professionalism. You cannot think of winning your case if the lawyer you employed is unsupportive and indifferent.

A personal meeting with employment lawyers is also the time to ask questions regarding the case. The attorney that you are choosing must have the ability to provide answers to your questions in a manner that is clear and simple to comprehend. Additionally, they must offer you details regarding your responsibilities, legal option and rights. Considerably, these NYC employment lawyers will make sure to offer you the written legal advice concerning your case. The strengths and weakness of your case are highlighted in the written legal advice that they will provide. As a result, the employee will be able to get ready in advance in case they are going to be summoned.

For complex cases, it takes a lot of time and resources before things are settled. That’s why you have to clear things about with your employment lawyer concerning their payment. Additionally, the payment scheme must be clear, whether if it’s on an hourly basis or through a contingency arrangement. If it’s likely to take a long time before the case could be resolved at court, then it is far better to combine a contingency and hourly payment. Through this, you can keep up with the rates of the finest NYC employment attorney.

As such, when you employ employment lawyers, make it a point that the firm has a Lexcel or ISO 9001 accreditation. If a law firm has this accreditation, this means to show that they’re excellent in terms of meeting the highest standard in case management as well as in client care.

Truck Driving Schools: To Help Kick Start Your Career

This is one of the most demanding jobs in the world and there are more and more young drivers interested in it and the truck driving schools are coping with this number. It is obvious already that this you have decided that this is the profession for you if you will be enrolling in a truck driving school. There are a lot of truck driving schools out there that offer various prices and programs which for sure makes you confused. The truck driving schools are quite expensive which means that if you are not employed then paying your tuition might be difficult.

The first thing that you need to do when you are looking for a truck driving school is that a school should be located near you. The next thing that you should check are the following: what options they have, their courses and how accredited they are. There are other truck driving schools that are being run by the local schools so you need to make sure that you will be able to check them out. The price that you will be paying will actually depend on the kind of truck that you wish to drive and the kind of training that you are in need of. There are as a matter of fact trucking companies that will help you to enroll in a truck driving schools. For a certain time, you need to be able to work for the company in exchange for their assistance.

Enrolling in a truck driving school is not only limited with that choice since there are financial programs that can give you assistance as well. With this option, you are allowed to pay for a certain period. If there is however a truck driving school that you like but you are not able to afford the tuition then you can always choose from these options. One more thing that you should know about the truck driving schools is that there are tons of them that are offering placement programs. Being able to find a job is what you are assured of as soon as you will be able to graduate from truck driving school. Help will not be a problem in this kind of career for the reason that there are a lot of placement and recruiting departments that will give you assistance.

Being able to find the suitable truck driving school for you is actually a good investment for your future. Being able to earn a lot of money is what you will be guaranteed of as soon as you will be able to find a truck driving school that is suitable to your needs and wants.

Source: Truck driving school

When it involves government job this job is actually meant for you all told times. all people is cognizant of the actual fact that the world job state of affairs truly went underneath its worst stage within the year 2009 once recession began. This recession has affected the quality of living of majority of individuals WHO square measure concerned within the personal sector. due to this recession some international firms have cut their prices and there are firing of workers on a daily basis. Keeping in mind the state of affairs and job losses mostly individuals have voted that Bank jobs or sarkari naukri square measure the simplest. Behind this mentality there square measure many reasons. These reasons is within the kind of earnings stability, job security, really allowances, career growth and wide decisions that needless to say the govt. sector offers. Another driving issue is that the pension issue. once retirement it’s solely the govt. sector that permits pension. Adding on, a personal WHO may be a half and parcel of presidency sector gets timely promotions by giving totally different examinations time to time and with the work expertise. There square measure many deserves of following for the general public sector. The personal sector employments cannot match the price of public sector employments. Railway jobs or say bank jobs have wide choices once it involves getting into the govt. sector. There square measure many government jobs that on the market that makes it doable to own employment all told academic fields furthermore as expertise stages. the general public sectors have less operating hours as compared to personal sector. within the gift state of affairs wherever creating a good and healthy living is actually a giant question, government sector provides answers to all or any queries. The competition is extremely exhausting and severe as a result of there square measure thousands of candidates fighting for public posts. If you would like to sustain your future in Bank jobs, railway department, water departments, and electricity departments on higher positions, you would like to get high academic qualification, prepare well for the examination. Examination like SSC, IBPS square measure thought-about because the entranceway to enter the general public sector. Additionally, it’s solely the govt. sector that stands still even within the time of recession rather than running once TV and newspapers; it might be judicious to remain updated regarding the vacancies of presidency jobs. except bank jobs, there square measure fields gift within the public sector like government teaching jobs, Railway jobs, Bank jobs, Defense jobs, Electricity department jobs and plenty of additional within the line.

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The area of law that covers all aspects of employer and employee relationships except the negotiation process, covered by labor law and collective bargaining are included in employment law. Most employment laws were established to protect the rights of employees.

An Employment attorney in Los Angeles would be responsible for analyzing proposed and established legislation, preparing legal documents, and reviewing company policies. They can also advise management on legal matters and ensures compliance to protect companies against legal liability.

The development of employment law demonstrates the importance of the work relationship. Since the employees have acquired more legal rights as federal and state governments have enacted laws that give them the power and authority:

– To unionize,

– To engage in Collective Bargaining, and

– To be protected from discrimination based on race, gender, or disability.

If you feel unsatisfied with your job or feel uncomfortable in the workplace then speak to a Los Angeles employment attorney who can help you navigate complex Employment Laws. The laws provide compensation while a worker is physically unable to work (i.e., Temporary disability), provide retraining if the employee can no longer perform the same job, and provide compensation indefinitely if the worker has been severely injured (i.e., Total disability).

There are certain issues under employment law, where you need to take the advice of an expert and well experienced lawyer. Some include:

Rights against Workplace Discrimination & Harassment:

Fighting Sexual Harassment – It shall be the duty of the employer or other responsible persons in workplaces or other institutions to prevent or deter the commission of acts of sexual harassment and to provide the procedures for the resolution, settlement or prosecution of acts, of sexual harassment by taking all steps required.

Workplace Retaliation:

Employers cannot punish employees for making discrimination or harassment complaints or participating in workplace investigations. And punishment doesn’t just mean firing or demotion: It can include other negative employment actions, from being denied a raise or transfer to a more desirable position to missing out on training or mentoring opportunities.

Wrongful Termination:

If you’ve been fired from your job, how do you know if the termination was legal or illegal which is called “wrongful termination”.

Written Promises:

If you have a written contract or other statement that promises you job security, you have a strong argument that you are not an at-will employee. You may have an employment contract stating that you can only be fired with good cause or for reasons stated in the contract. Or, you may have an offer letter or other written document that makes promises about your continued employment. If so, you might be able to enforce those promises in court.

Implied Promises:

An agreement based on things your employer said and did — is another exception to the at-will rule. This can be difficult to prove because most employers are very careful not to make promises of continued employment. In deciding whether an implied employment contract exists, courts look at a number of things, including:

– duration of your employment

– regularity of job promotions

– history of positive performance reviews

– whether promises of long-term employment were made when you were hired.

Violations of Public Policy:

Before a wrongful termination claim based on a violation of public policy will be allowed, most courts require that there be some specific law setting out the policy. This includes firing an employee for:

– disclosing a company practice of refusing to pay employees their earned commissions and accrued vacation pay.

– Taking time off work to vote.

– Notifying authorities about some wrongdoing harmful to the public (whistle-blowing).

In sum, employers should be aware of the wrongful termination of an employee. If the employer does not consult an advisor, they may find out the hard way that they should have been careful about the employee employer relationship to begin with.

A recent study appearing in the New England Journal of Medicine has questioned the effectiveness of the popular cholesterol medication, Vytorin and its sister drug Zetia. Vytorin, a combination of Zetia and the generic drug Zocor, is the second most profitable pharmaceutical manufactured by Merck & Co. The Securities and Exchange Commission reports that sales of Vytorin and Zetia have raked in an astonishing $21 billion worldwide since 2003.

Although ezetimibe, the active ingredient in Vytorin and Zetia, has been shown to reduce cholesterol slightly, its ability to unclog coronary arteries is less than that of niacin, a cheap B vitamin, often available over the counter, according to the article. Additionally, Vytorin and Zetia competitors have been shown to prevent heart attacks, strokes and other cardiovascular diseases at a less expensive price tag, whereas Zetia and Vytorin have not been proven to do either, according to the study. In contrast to Lipitor, Zocor and other statin-type drugs which block cholesterol production in the Liver, Zetia prevents cholesterol absorption in the intestines. The difference between how the drugs reduce cholesterol has helped Zetia’s popularity, despite the fact its effectiveness has been questioned. Many patients have been prescribed Vytorin as an alternative to the unconfortable side effects of Niacin and other statins’ including liver problems.

This is the third study in the last two years that has cast doubt on the effectiveness of the pharmaceutical giant. Additionally, in August 2009, Merck and Schering-Plough agreed to pay $41.5 million to settle class-action lawsuits accusing the companies of withholding unfavorable information about the drugs. Due to their recent merge in Nov. 2009, both companies are responsible for the lawsuit. Vytorin has been linked to potentially harmful side effects, including a high rate of cancer deaths, according to a controversial study released in 2008.

These studies also question whether the Food and Drug Administration prematurely approved the drugs without requiring additional studies that illustrate the drugs’ effectiveness or ability to prevent heart attacks. Merck waited three years before starting a research study to examine the effect on heart attack rates among Zetia and Vytorin patients.

Additional studies will be conducted to further examine the effectiveness of the drugs, including heart attack prevention; however results are not expected to be available until at least 2012. Leading cardiologists have advised patients to use cholesterol drugs like Zetia and Vytorin only if his or her cholesterol levels have not improved with the use of other medications and life-style changes. Oftentimes, patients pursue a Vytorin lawsuit to seek monetary compensation to cover medical treatments due to cardiovascular complications.